November 14, 2024

Economix Blog: Casey B. Mulligan: The Wealthy Keep the Tax Man Guessing

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Casey B. Mulligan is an economics professor at the University of Chicago. He is the author of “The Redistribution Recession: How Labor Market Distortions Contracted the Economy.”

Although wealthy people are a small fraction of the population, their behavior is of great practical interest to Treasury officials.

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Every year, the United States Treasury receives extraordinary amounts of personal income tax revenue in April as individuals file their returns and reconcile the taxes they owe with the taxes that were withheld from their paychecks during the previous calendar year. Most people do not owe much, if anything, when they file their return but a small group of taxpayers has large balances to settle.

The chart below shows the inflation-adjusted amount of individual income tax receipts by the Treasury in April of each year since 1998, as reported by in the Daily Treasury Statement. The amount has fluctuated wildly, from a low of $122 billion to a high of $235 billion. The standard deviation of these April receipts is $36 billion.

United States Treasury

The general state of the economy in the calendar year helps to predict the amount the Treasury receives in following April. At the same time, additional fluctuations in April receipts derive from the situations and behaviors of a small segment of the population not well represented in the unemployment rate and other measures of the business cycle: the wealthy.

First of all, taxes are withheld less often from asset income like dividends and capital gains than they are withheld from wages. The wealthy receive a larger share of their income from assets than from wages, not to mention that by definition the wealthy have more of both types of income. Second, much of the population does not owe any income tax – let alone owe extra in April – and the wealthy pay a disproportionate share of income taxes.

The wealthy have become an even more important driver of tax revenues in recent history, as an increasing share of the nation’s income has accrued to them. Thomas Piketty and Emmanuel Saez have compiled decades of data for the United States (and other countries). They find, for example, that the very wealthiest of America’s households — the top one-tenth of 1 percent — recently received about one-thirteenth of the nation’s income, while they received only one-fiftieth in the 1960s and 1970s.

The wealthy are sometimes idolized and other times envied, and for these reasons alone their behavior is of interest. But Treasury officials have another reason to stay abreast of the wealthy: their activities are an important determinant of the amount of revenue received by the Treasury, and when it is received.

If you have special insights into how the wealthy behave, consider applying for a job at the Treasury.

Article source: http://economix.blogs.nytimes.com/2013/04/17/the-wealthy-keep-the-tax-man-guessing/?partner=rss&emc=rss

A Push Against Tax Havens Gains Support in Europe

DUBLIN — Europe’s efforts to crack down on tax havens gained momentum on Saturday as finance ministers from nine countries agreed to share more bank information. Ministers from Belgium, the Netherlands and Romania joined their French counterpart in a push for more automatic exchanges of bank records that already had the backing of Britain, Italy, Poland and Spain. For France, the issue has taken on greater urgency since Jérôme Cahuzac, the former budget minister, quit after he acknowledged having foreign holdings in Switzerland that he previously denied.

“The surge in member states’ appetite for progress and action in the fight against evasion is extremely welcome,” Algirdas Semeta, the European Union commissioner for taxation, said at a news conference on Saturday after two days of meetings where ministers discussed adoption of Europe-wide laws modeled on the Foreign Account Tax Compliance Act, a United States initiative to find hidden accounts overseas.

“The tools are already on the table, waiting to be seized,” said Mr. Semeta, referring to plans in Europe to provide greater exchanges of information on interest earned on savings, including from trusts and foundations.

Mr. Semeta said that the European crackdown against tax evasion could eventually extend to dividends, capital gains and royalties, significantly expanding the revenue earned by national treasuries. He also encouraged countries to bring forward a date, currently foreseen for 2017, when those revenues are meant to fall under the microscope. Europe is also being pushed toward greater transparency by the recent release of an investigative report on thousands of offshore bank accounts and shell companies, and by the prospect of a meeting of finance ministers from the Group of 20 leading economies next Thursday in Washington, where tax transparency is expected to be discussed.

In the French case, the Socialist government of François Hollande was deeply embarrassed by the revelations at a time of economic hardship for many citizens, and the French finance minister, Pierre Moscovici, led the calls for reforms at a hastily assembled news conference on Friday evening.

Taking leadership over the issue of tax havens “is very important for ensuring that citizens can trust the efficiency and fairness of our tax systems,” said Mr. Moscovici, who was flanked by Wolfgang Schäuble, the German finance minister, and George Osborne, Britain’s chancellor of the Exchequer, and by ministers from Poland, Spain and Italy.

The initiative should eventually cover “all kinds of revenues,” and would be similar to the American tax compliance act, Mr. Moscovici said.

One European tax haven, Luxembourg, bowed to such pressure on Wednesday and said it would begin forwarding the details of its foreign clients to their home governments.

Standing in the way is Austria, which has resisted agreeing to an automatic exchange of banking information between European Union countries.

Chancellor Werner Faymann of Austria recently suggested that talks were possible, and European officials said they expected Austria eventually would offer concessions. But the country’s finance minister, Maria Fekter, has showed no signs of backing down.

“We will fight for bank secrecy,” Ms. Fekter said on Saturday. “We are no tax haven,” she said. A day earlier she sought to portray Britain as one of the European Union’s biggest tax havens.

Mr. Osborne said at the news conference on Friday evening that he was pushing for more transparency from the Cayman Islands and British Virgin Islands.

“The places that you can hide are getting smaller and smaller and fewer and fewer,” Mr. Osborne said. “We are in advanced stages of discussions with them,” he said of talks with the two territories. “But I think they are in no doubt about what we expect of them,” he said.

More European countries are expected to join the campaign in coming weeks after Herman Van Rompuy, the president of the European Council, said on Friday that the bloc’s 27 leaders would discuss the issue at a summit meeting of leaders next month in Brussels.

David Jolly contributed reporting from Paris.

Article source: http://www.nytimes.com/2013/04/14/business/global/a-push-against-tax-havens-gains-support-in-europe.html?partner=rss&emc=rss