December 21, 2024

Special Report: Net Worth: Spreading the Risk With Real Estate

But lately the trend has accelerated, in particular among Asian investors, who are taking advantage of the strength of their currencies and the environment of low interest rates to increase their investment in these physical assets.

They are not the only ones. According to the Sovereign Investment Lab at Bocconi University in Milan, sovereign wealth funds made 38 commercial property investment deals across the world last year for a total value of almost $10 billion, as they continued to seek alternatives to volatile equity markets and low-yielding bonds.

Hedge funds have also been reported as increasing their stakes in commercial, mortgage-backed securities.

A lot of wealthy individuals “are already well invested with residential properties in different countries, and they have shown some interest in diversifying further in commercial properties,” said Joseph Poon, head of ultra high net worth, South Asia, at UBS Wealth Management in Singapore. He said that he was seeing interest from Asian clients in commercial properties in London and Australia, as well as in distressed commercial properties in Europe and the United States.

Su Shan Tan, the group head of wealth management at DBS, agreed. “Traditionally, ultrahigh-net-worth individuals” — defined as those with $50 million in investable assets — “have always invested in commercial properties to some extent, be it office, retail or hospitality, often depending on which business sector they have an operating business” in, she said. “But the recent trend has been primarily driven by loose monetary policies globally, as you have very cheap money available everywhere, and by central bankers, all trying to talk down their own currencies.”

Ms. Tan noted that there had been particular interest from Asian buyers in the British commercial property market, based on the significant depreciation of the pound against many Asian currencies in recent years: The pound has fallen about 6 percent against the Singapore dollar in the past two years and 20 percent against the renminbi.

Other factors, she said, are that British common law is familiar, especially to clients in Singapore and Hong Kong, both former colonies, and many Asian clients already own residential properties in Britain and thus understand the property market there.

She said there had also been some investment flows into the property market in the United States, but mainly through mortgage-backed securities, rather than through the purchase of the physical assets, though the bank has had clients who have invested directly in New York, San Francisco and Boston.

Other wealth managers confirmed that they too were seeing an upward trend in investment in commercial property.

According to Megan Walters, the head of research for Asian Pacific markets at Jones Lang LaSalle, global direct commercial investment rose 24 percent year-on-year in 2012 to total about $440 billion, and the company is forecasting that it could reach $450 billion to $500 billion this year.

“The relatively robust end to the year demonstrates that real estate markets are well through the recovery phase of the cycle,” Ms. Walters said. “We anticipate that 2013 will record a similar performance.”

Wealthy individuals “like buying in cities they know well, which means either home locations, or cities with family links, often where family members have been to school or university,” she said. “They particularly like London, as a global city with ease of entry for foreign capital.”

London topped the list of commercial real estate by transaction volumes last year, with $56.1 billion, Ms. Walters said, citing figures compiled by her company. “About 63 percent of the buyers were from overseas,” she said.

She said major markets would continue to do well as investors remained attracted to real estate for its yields, currently higher than can be achieved in many other asset classes.

Article source: http://www.nytimes.com/2013/04/29/business/global/29iht-nwproperty29.html?partner=rss&emc=rss

Wealth Matters: Investors Find New Ways to Strategize Amid Volatility

But while most investors care about volatility only when markets go down and their portfolio loses value, volatility works both ways. And smart investors are figuring out ways to smooth out the peaks and valleys.

Tony Roth, head of wealth management strategies at UBS Wealth Management, said he considered volatility a fourth asset class, after stocks, bonds and alternative investments like real estate and hedge funds. And he advises the firm’s wealthiest clients to factor it into their portfolio even in good times.

“You’re competing in a market with high-speed and hedge fund traders, and they have volatility strategies as a source of returns,” Mr. Roth said. “If you’re not developing your own strategy for dealing with volatility, you’re at a structural disadvantage on the playing field we call financial markets.”

While thinking of volatility as an investment may seem as odd as buying air rights for development once did (or still does), devising strategies that limit the highs and lows in the global economy are becoming common. They generally fall into two categories: strategies that look to profit from volatile markets and those that try to cushion a portfolio from those wild swings.

What has changed is that many of these strategies are no longer available only to the most sophisticated investors. (Some of them certainly got a lot more expensive this week.) Two of the strategies I discuss below are accessible to investors with even modest portfolios and two are for wealthier investors, but they show just how much control people can now exert on their returns.

Here’s a look at the strategies aimed at giving investors more control over their returns, though, of course, there are some risks.

COLLARS The simplest volatility strategy is combining two types of options to create a range a stock or an index will trade in. This is done by selling a call option, which allows the buyer of that call to purchase shares at a set price, and then buying a put option, which allows the person who owns the shares to force someone else to buy them if they fall to a certain level.

Take United Parcel Service, which was hovering around $63 a share on Monday, the first day of trading after Standard Poor’s downgraded the United States’ credit rating. Tyler Vernon, chief investment officer of Biltmore Capital Advisors, which manages $600 million for wealthy families, said that an investor could have sold a call option at $65 a share for $2.50 and for the same amount bought a put option at $60. The costs would cancel each other out and the investor would have created what is called a collar around the stock.

“With volatility kicking up, this is a strategy that more sophisticated investors are taking advantage of,” Mr. Vernon said. “They’re O.K. giving up the upside after seeing markets fall down by hundreds of points every day.”

Of course, the investor may not get the gains if the U.P.S. stock rises above $65 before the collar expires. But Mr. Vernon said this was a risk most clients were willing to take. “They’re having flashbacks to 2008 at this point, so that’s not a bad deal.”

FUTURES CONTRACTS A slightly more complex but relatively inexpensive way to manage losses is to buy futures contracts that bet an index will fall in value.

Mark Coffelt, who manages the Empiric Core Equity Fund, said he hedged the entire $50 million portfolio this week by buying 702 contracts that bet the Russell 2000 index, which tracks small-cap stocks, would fall in value. They cost just $1,400. While the equities in the portfolio still fell in value, the futures contract limited the overall losses.

“Our hedges picked up $2.5 million” the previous week, Mr. Coffelt said. “Hedging has helped us tremendously this year. It has not accounted for all the gains, but it sure has reduced some of the losses.”

A big advantage of this strategy is that the markets for futures, particularly with currencies, are easy to trade in and out of. But they require restraint.

Article source: http://feeds.nytimes.com/click.phdo?i=4690e71acb4b12da44e42eaea012f2f8