This week’s Your Money column discusses a new credit report from a company called CoreLogic, which includes all sorts of information about your financial life that is not captured by the reports from the traditional credit reporting agencies.

So lenders will now be able to see whether you have any child support judgments or property tax liens, as well as any evictions or applications for payday loans. The company also claims to catch mortgages made by smaller lenders that the big credit bureaus may have missed, as well as any property that you own outright. And the list goes on.

CoreLogic has also partnered with FICO to create a credit score based on this new data, which will initially be used by mortgage and home equity lenders. While the score will be released in March, the “CoreScore” credit report became available to all types of lenders on Wednesday.

Within a year, the new report will be available through annualcreditreport.com, where consumers are entitled to one free copy annually. That’s the same rule that applies to each of the big bureau’s reports on the site currently. Until then, you can call 877-532-8778 to get a copy.

What do you think of this development? Will you get a copy of this new report? If you do, let us know how it compares to the traditional credit reports.

Article source: http://feeds.nytimes.com/click.phdo?i=cd5d437f58957e694cfecd391726b4b8