April 23, 2024

Wealth Matters: Negative Online Data Can Be Challenged, at a Price

I couldn’t help being reminded of this when I heard about the women who had received Representative Anthony Weiner’s lewd photos. Even though the women appear to have done nothing wrong, their names are likely to be forever linked to Mr. Weiner in an online search. Most people do not generate enough positive mentions to push the negative ones lower in search engine rankings.

“These are people who are collaterally damaged,” said Michael Fertik, chief executive and founder of Reputation.com, which helps people control their online identities. “The blogosphere is interested in you, but three days later it’s over and you’re forgotten forever. But you’re branded as that person.”

This would not have been the case a decade or two ago, when most embarrassing incidents simply died away. Or if they did not, people could simply move elsewhere and reinvent themselves. The Web has changed that.

The Weiner episode is highly visible, of course. But the risk is out there for people involved in far less publicized incidents. About a year ago I interviewed someone for a column about real estate choices. But when I searched his name in Google, the first mention was an arrest for driving under the influence. I asked him about this, and he said he felt it had contributed to his inability to find a job for more than a year.

Then there are children graduating from high school this month and heading to college far from their parents’ watchful eyes. They have the ability to both damage their own reputations and expose their parents to lawsuits if they damage other people’s reputations.

The extreme example of this is Dharun Ravi, the former Rutgers University student accused of using a webcam to spy on his roommate’s intimate encounter with another man. The roommate committed suicide several days later. Mr. Ravi is now facing criminal charges in the case. Whatever the outcome of the trial, Mr. Ravi’s online reputation will be forever affected.

“What we see when kids do something stupid is the target of the attacks going after the parents,” said Peter Piotrowski, senior vice president for claims in the private client division of Chartis.

Even though children are living at college, their primary residence is assumed to be their family home. The lawyer for the person suing can claim that the parents should have been better monitors of their children’s Internet activity, Mr. Piotrowski said.

If your reputation is damaged, the economic consequences can be substantial. But there are steps people can take to alter their online reputation and protect themselves against lawsuits for defamation and libel. What follows is a discussion of the options.

DAMAGED REPUTATION The speed at which someone’s reputation can be damaged, even with false information, makes combating defamatory remarks tough.

The college student who received Mr. Weiner’s picture said that she had awakened to find her name all over the Internet. Reversing that kind of damage takes time.

“I used to say until about two to three years ago that there are a lot of things you can do to solve these problems yourself,” Mr. Fertik said. “I stopped saying that. It’s become so technically complicated to solve this.”

Technology companies are not the only resource for cleaning up a reputation. Security and investigative firms can also help.

Christopher Falkenberg, president of Insite Security, said his firm had resorted to face-to-face meetings with people who posted damaging information as well as the search engine companies that linked to it.

Sometimes, of course, the damaging information is true, or the site refuses to remove the information. Then, firms like Reputation.com and security consultants resort to burying the information as best they can. “You hope people won’t go to the third or fourth page,” Mr. Falkenberg said.

Article source: http://feeds.nytimes.com/click.phdo?i=a38ef40c6537991686f2d39d27f5d36a

Bucks: A New Tool, SplitTheRent.com, for Roommates

Many of us look back fondly on our postcollege years, when we shared apartments or entire houses with a motley collection of other recently graduated 20-somethings. Overlooked in the nostalgia, though, is the constant stress about paying bills. Who still owes me for the rent? Did someone stiff me for those pizzas we shared last night? Why am I still $20 short for the electric bill due tomorrow?

But in the Internet age, even roommate budget negotiations can be handled online, thanks to a new free Web service called SplitTheRent.com. The site’s creator, Jonathan Bittner, 26, a graduate student in astrophysics at Harvard, first introduced the site in February to help roommates figure out fair and equitable rent arrangements. “I’m a math nerd, and I love ethics, too,” he said.

Just plug in some information about the apartment, and the calculator will tell you how much you should you pay if you, say, have the smallest bedroom in the house, your bedroom lacks windows, your bedroom lacks a door (!) or your bedroom is a long walk to the bathroom.

I only wish such a tool had been available when I was a new college graduate, working at a local newspaper and sharing an apartment with two other young women. My room was a converted closet, while my roommates each had digs large enough to fit queen-size water beds and, in one case, a collection of (mostly empty) bottles of Jack Daniels. I later learned that Ms. Jack Daniels wasn’t paying any rent at all, but was subsidizing her expenses with my rent check.

Of course, a calculator may not help in that sort of situation. “If you have a bad roommate, there’s nothing the site can do to make your roommate a good person,” Mr. Bittner conceded. But for well-intentioned, but busy or easily distracted types, he said, calculators can help simplify group finances, encourage on-time payments and prevent hurt feelings.

Toward that goal, Mr. Bittner has teamed with Ryan Laughlin, a Yale computer science student, to expand the site’s offerings. They have just started a beta version of a new bill tracking tool, aimed at helping roommates keep on top of who owes what to whom. Everyone can enter what expenses they’ve paid. The calculator tells you how much you owe the other roommates — or how much they owe you. It will even e-mail progressively sharper reminders, as the due date for, say, the rent draws near. At first, the e-mail says, “Did you forget?” But if you haven’t recorded a payment by the due date, it is more direct: “You’re leaving your roommates in the lurch!”

The purpose of the calculator, Mr. Bittner said, is to avoid having one roommate getting stuck with being the heavy, and to eliminate the need for complicated spreadsheets — not to mention too many sticky notes on the refrigerator.  Users of the site must still write a check or hand over cash to their roommates, but Mr. Bittner and Mr. Laughlin are working on a way to automate payments.

How do you handle bills with your roommates? Let us know if you find the calculators helpful.

Article source: http://feeds.nytimes.com/click.phdo?i=cbb8d2e2cea5106e1da491169471d86a