February 26, 2020

Help! A Hurricane Destroyed Our House and We Can’t Afford That Vacation Anymore

Your story calls to mind one other question that I think many readers will wonder: Would travel insurance have helped?

It’s hard to imagine having the foresight to buy travel insurance for precisely this reason, but the short answer: Yes. In general, various travel insurance policies across the industry, from Berkshire Hathaway Travel Protection to Norwegian’s own BookSafe Travel Protection, provide coverage when your primary residence is rendered uninhabitable in a natural disaster.

Your GoFundMe page shows piles of tarp-covered lumber awaiting their fate: a frame for a new house. Hopefully the recouped funds will help accelerate those efforts and help you rebuild. And hopefully, at some point down the line, you’ll find yourselves well-positioned to take that long-awaited family vacation.

The Dec. 8 edition of Tripped Up, about a woman with severe apple allergies who was denied boarding on an Emirates flight, roused reader reactions of all stripes. Andy wrote, “Sorry, if you can’t be in a generalized public situation, maybe you don’t get to fly! 200+ additional people can’t be held hostage to you proclivities. If I had [allergies], the ‘citizen’ in me would find some other means of travel before I’d expect to screw a plane load of people!”

Sarah Firshein formerly held staff positions at Travel + Leisure and Vox Media, and has also contributed to Condé Nast Traveler, Bloomberg, Eater and other publications. If you need advice about a best-laid travel plan that went awry, send an email to travel@nytimes.com.

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Article source: https://www.nytimes.com/2020/01/18/travel/cruise-refunds.html?emc=rss&partner=rss

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